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I went through a house fire 3.5 yrs ago, probably the worst experience of my life. Insurance companies can be horrible, I'm sure it was a little more cut and dry in your case, but my adjuster made me fight for every dime, ugh. good to see you are getting things back together though.

i was so disappointed to see the content after reading the title

The only thing motorized that he owns (owned) that I know of him not at least wrecking was his previous boat. Snowmobiles seem to be the most frequent target.

knowing your history with motorized things, I'd say it's not the car