If you think long-term, it may not BE that expensive...
Dealing only in list prices, here's the breakdown from FRPP:
"Traction Lok" (essentially what we have now, IIRC) $299
Auburn: $485
"True Trac" (Sterling) $585 (full floating axles only, BTW)
Torson T2 $589 (only $4.00 more!)
Torson T2R (FR500S diff) $750
That makes the difference between the Sterling and the T2R a whopping $175.00, which is still going to be only a fraction of the install cost, unless you can DIY. Unless you do (or have done) rear axles on a pretty regular basis, it's pretty easy to trash a $200 ring/pinion set, so honestly, if the real net difference is between $1100 and $1275, it's not that big of a difference. Pick the one you WANT, and just do that one. If you have to save for an extra whole WEEK to make up the $175 difference, so what. At least then you'll NEVER worry about having made the right choice. It's kind of like doing a forged bottom end, and then skimping on the rods to save a hundred or so... Penny wise, pound foolish.