Skwerl's first hot rod

skwerl

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Just got off the phone with the insurance company guy. He's in Tampa but will be sending a local inspector by tomorrow to look at the car. I had to send him a picture of the tow receipt and went ahead and sent him some pictures of the car as well.

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bigriff85

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Sorry about your car Brian :( Like everyone said the good thing is that you're okay and can build another if you want. I went through this several years ago too my car hydroplaned on i-4 in the rain & got t-boned by a tractor trailer. get receipts for all of your aftermarket stuff and they may cut you something back.
 

skwerl

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I'm not even expecting anything for my aftermarket parts since technically they aren't covered in my policy anyway. Spoke with the guy today and told him I definitely want to buy it back since I have so much invested in uncovered items. When he said he wanted to arrange to have it towed out of my driveway as soon as possible I said "Absolutely not, that is not an option." As long as I maintain possession I'm in a better position to negotiate.
 

quiksilver15

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Just saw your sig in another thread, man this sucks to hear. Definitely negotiate a good buy back, you have so much invested in that bullitt. Good Luck.
 

NotQuik

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I just seen the pictures for the first time...while it's bad enough, it might not be as bad as you're thinking unless they consider airbag deployment an automatic total. I'm sure you'll keep us posted regardless. Good luck.
 

Kidd

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WOW I am so sorry to hear Brian! as for being embarrassed about it happening.. DONT BE. These things happen brother and 99% of us have been so close to being in your shoes and just by the grace of God avoided it.
As for the cops that you dealt with you should at the very least make a call to their superior, you as an American tax paying citizen DO NOT have to take that kind of verbal abuse!
Again: Praise God for your well being and I hope this doesnt discourage you about building another Hot Rod. God Bless Brother!
 

BruceH

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How are the laws in FL regarding fixing a totaled car? Is it allowed with a branded title? It looks fixable to me but I have no idea about the frame.
 

skwerl

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How are the laws in FL regarding fixing a totaled car? Is it allowed with a branded title? It looks fixable to me but I have no idea about the frame.

When I told the agent I wanted to buy it back he said that the title would be marked as totaled and it would not be legal to get it registered or ever put it back on the road again, and I said I was fine with that. I don't think I would want to keep it if they decide to repair it. If they decide it's repairable I will most likely take the check and still strip it out.
 

BadPiggy

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You do know that you don't have to immediately settle, right?

In 2004 I built a $50k custom chopper that was stolen. I notified the insurance company and informed them of the theft. I also told them I didn't want to settle just yet because I hoped the police would find my bike. Finally, after 3 months, I settled.

If you need time to pull shit and put OEM shit back in, take it.
 

SSPSTANGBANGER

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Depending on ins company the value can be quite low.
They usually won't give you retail or even replacement vAlue but this bs figure they call actual cash value.
My 2011 Gt/cs was fully loaded except nav and they wouldn't pay me even what a premium gt was selling for at a car dealer at that time ;-(



Sent from my iPhone 5S
 

BruceH

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When I told the agent I wanted to buy it back he said that the title would be marked as totaled and it would not be legal to get it registered or ever put it back on the road again, and I said I was fine with that. I don't think I would want to keep it if they decide to repair it. If they decide it's repairable I will most likely take the check and still strip it out.

So it could become a track only car?
 

FIVE-OH

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Depending on ins company the value can be quite low.
They usually won't give you retail or even replacement vAlue but this bs figure they call actual cash value.
My 2011 Gt/cs was fully loaded except nav and they wouldn't pay me even what a premium gt was selling for at a car dealer at that time ;-(



Sent from my iPhone 5S

This is why I have agreed value coverage for more then it's worth. Not taking any chances...
 

Mach2burnout

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Brian, sorry to see such a beautiful car totalled. Glad your ok thats whats important. I've been there man, I totalled a beautiful 92 Fox coupe that was almost new just "playing" so don't feel too bad. It happens! How many have we seen on this forum alone?

But don't let the insurance company take that car off your property!!! YOU OWN THAT SUM BITCH!!! They can do all adjustments, appraisals, etc. with it sitting right there. If they want to see it on a lift, arrange your local shop to loan or rent you their lift and you have it towed to the shop. If their shop gets possession of it, they will include your modifications in the appraisal of the salvage cost. The salvage should not be a real high number.

Oh, and if it don't work out with the sale of the chassis after you strip her down, give me a shout, I've been looking for a rolling chassis for a while now that was affordable.
 

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