Phuck Phace
Senior Member
i know here in ky if there is a lien on the car the insurance company will pay the body shop directly to repair with oem, if no lien on the car the check will be made out directly to you to do with what you please.
When I lived in Plano and my old mustang got hail damage Allstate made the check out to me, car wasn't paid off. I bought a bigass tv with the money.



