Crappy when things like that happen. I would love for someone uninvited to try to roll into my place. Usually someone is always home (with a lot of guns) but if not we have a Newfoundland and Rottie waiting. Oh and a cat... not sure how lethal he is.
If you have the right insurance they should pull through and get you your money back.
I gotta get a hold of my insurance company and see if they can insure all my parts. Last time I asked they had no idea and I have yet to call them back. Good company with nice rates but they didnt seem to know anything about that stuff.