Fight like hell with your insurance company. Were there any witnesses and was she cited a ticket? That is *NOT* your fault seeing as how she was using the center lane to bypass traffic. I saw a lady doing that very thing one time, she hit someone else, and I knew where it was going. I took about 15 minutes out of my day to make this woman's life a living hell. The officer cited her, and she was deemed at fault just because I witnessed it. That woman called me everything but a white man that day. LMAO
Well apparently here in Texas, there is no statute that limits the distance you can travel in the center turn lane. I received a ticket for "failure to yield right of way." It just all around sucks, plus, I think my car is totaled. When the accident happened, her horn stayed on and was blaring. I got out to see if she and her daughter were ok and escorted them to the side of the road. All of the while, my engine is still running and I forgot (due to the horn blaring). I remembered, and ran back out to shut it down, but it had already died. My sway bar punctured my oil filter and all of my oil drained out while the car was running. My engine is shot, my frame is bent and 1 airbag deployed. 
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